Est. 2021 — Vol. 04, No. 22

A weekly video ledger on money, mistakes, and math

The Margin
Call.

Plain-language videos on saving, investing, and the arithmetic of not going broke — filmed, edited, and fact-checked by one person with a spreadsheet habit.

142
Episodes filed
38k
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Every Thursday

Latest entry

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The ledger

142 entries, most recent first
No. 141
11 Aug 2026

Why your first salary hike feels smaller than it is

Bracket creep, deductions, and the math nobody explains.
Salary
12:05
No. 140
04 Aug 2026

Index funds vs. active funds, decided with one spreadsheet

Ten years of returns, fees included, no jargon.
Investing
21:14
No. 139
28 Jul 2026

The credit card minimum payment trap, explained with real numbers

What "minimum due" actually costs you over three years.
Debt
15:37
No. 138
21 Jul 2026

Building a six-month emergency fund on an average salary

A slow, boring, and repeatable plan.
Saving
14:02
No. 137
14 Jul 2026

Rent vs. buy, run through an actual amortization table

The break-even year, and why it moves more than people admit.
Housing
19:48

About the ledger

The Margin Call started as a personal expense tracker shared with a few friends. It's now a weekly video series about the unglamorous mechanics of money — budgeting, saving, debt, and the occasional spreadsheet obsession.

No sponsorships from anything I wouldn't use myself, no "get rich" promises, and every claim gets checked against a source before it goes in an episode.

FormatWeekly, 12–22 min
Upload dayThursday, 7 PM IST
StartedMarch 2021
TopicsSaving, investing, debt
Sponsorship policyDisclosed, selective
— filmed, edited, and audited by one person.
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142 entries filed so far · unsubscribe any time